When's yours?

My mum, together with my grandma, went to the restaurant this evening. It's the "dish testing" for my brother's wedding. Yeah, my younger brother.
It's a weird feeling. Nah, I am under no pressure. It's just about marriage which I have weird feeling toward. In fact, I don't even foresee myself wearing that ring within the next 5 years. I have 2 buddies who have planned to settle down in 2009 and 2010. It may be far, but it's a plan nevertheless. Hmmm..... now, my younger brother is getting married. I wonder how it feels to be sitting on that table. To see all my relatives again. Not that I am looking forward to it.
When others are planning on marriages, I have yet to step out into the workforce. When they are driving their own cars, I am just starting to learn driving. When they are looking for their lifetime partner, I am looking to own a dog.
It's just that weird feeling inside me..........

by Str|fe

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On the eve

Yeah. Tomorrow's my first paper. I am all ready. I have just finished ........ watching 20 episodes of Prison Break. Hahaha ~

by Str|fe

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This is really small

Yeah ~ my place in the English class has been confirmed. I am looking at the class list now. Just 11 of us. Shiok. I am paying $30 for 5 session (3-hours each) with a professional instructor. Definitely worth the money.

by Str|fe

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Half wisdom tooth

Visited the dentist last evening for checkup and cleaning. It's really a drag having to go. I have this phobia of visiting the dentist. Back in primary school, I avoided it as much as I could. I will take MCs just to postpone the trip to that dreadful place. It must be that stupid old hen dentist who left this phobia on me. Haha ~
After the cleaning, the dentist told me that I have a "half-erupted" wisdom tooth. Took me by surprised with this comment. Shitty. Now, if there's an infection to this "half-erupted" one, I will have to take it out. The dentist advised me to go for the surgery before it actually get infected someday. He sounds as if it will be full blown sooner or later. Shitty ~ I doubt I will ever go to a dentist to pluck a tooth. The thought of it totally turns me off ~~~~ -_-

by Str|fe

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Delighted

Yeah. My effort pays off after all. :)

by Str|fe

2 comments

Trek's patent in UK revoked

I was running on the treadmill yesterday when I saw this company -Trek 2000 International- featured on the Money Mind. Here, it's featured on Business Times today. Let me extract part of the article before I comment on this company.

The revocation of Thumb-Drive inventor Trek 2000 International's UK patent for its portable USB data storage device will not affect other patents that it has granted or those that it has applied for in other countries, said its CEO Henn Tan. Mr Tan also told BT that Trek was awaiting a patent grant from the European Union (EU). "If granted, it will cover the EU, which includes UK," he said. Israel-based competitor M-Systems Flash Disk Pioneers Ltd made an application on Dec 15, 2003, for the patent to be revoked on the grounds that the invention "lacks novelty or an inventive step, that the patent specification does not disclose the invention clearly enough and completely enough for it to be performed by a person skilled in the art and that matter disclosed in the specification of the patent extends beyond that disclosed in the application".

First up, when I watch the program yesterday, I felt that this company will not survive past this decade . I may be wrong, but I think the company sells only thumbdrives. I can't help but feel that it's going to be another "typewritter" company which can't move on with time. And like what we learn in class, the company shouldn't be concentrating on just one single product for its revenue.
Another point is the patent issue. Patent may have its use in its commercial sense, but I feel that it should never be used as a source of revenue. Creative sued Apple over its patent and the list won't stop there. Now Trek is suing everyone else as well. Disgusting. Although I respect property right and patent, I feel that companies shouldn't be using this as a tool to generate income. How far can such companies go? Do you think the thumbdrive that you are using now deserve a patent? Think again. Patent is a double-edged sword.

by Str|fe

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This shall be it

I am positive that this week is the D-week. Nah, not because of exam. Will update here soon.

by Str|fe

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Shssshh......

Stop whinning lah. I really can't stand it. Behave like an adult, can? Whinning won't get you anywhere. Duhz

by Str|fe

5 comments

Listen

When I keep quiet, it doesn't implied that I know nothing.

by Str|fe

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Prison break and freedom

As announced in the previous post, I am more or less done with my revision. I have only 2 papers which fall on Thursday and Friday, so there's still plenty of time for me to re-revise. Since I managed to finish my revision ahead of schedule, I decided to give myself a little treat last night. I started watching "Prison Break". Damn ~ I couldn't stop. Haha, I watched 4 episodes at one go. This serial, together with "Lost", get me wondering why Singapore Mediacorp can only produce crappy shows year in year out. When will Mediacorp ever have the guts to produce radical drama serial (By this, I don't mean VR-Man).
I chanced upon my friend's blog just moment ago. I really envy my friends who are/were on exchange program, whether they are in Europe, States, or even Asia. Undeniably, missing out on exchange program is the only regret I have in SMU. Nah, it's not for the resume sake. I just want to get out of Singapore and see the world. I want to experience cultural diversity and I want to be much more independent. Sigh .......
Anyway, I guess Discovery Channel and National Geographic Channels are my only outlets for now. Someday ..........

by Str|fe

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News broadcast

I hereby announce that I am ready for the exam.
Wahahahaah ~~~~~~~~~~

by Str|fe

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Slacker wannabe

Ok, I have been saying for months that I want to slack in my final school term. That was one good reason why I rejected the previous prof's offer to be her Teaching Assistant. Now, I show you my timetable for next term.

Monday: Global Corporate Banking - Teaching Assistant (eh, I think I am taking it up)
Tuesday: English course and Social Psychology
Wednesday: IT and Law
Thursday: Social Psychology
Friday: Law on M&A

Lovely. Once again, I will be back in campus for a 5-days week. BAH. On top of that, I will be learning driving and Cantonese ........ and hopefully, attending more job interviews. That's the slacker-wannabe for you.

by Str|fe

1 comments

Good night

..............

by Str|fe

1 comments

Friends and leeches

Had a wonderful gathering with the various CBds ex-presidents at Table 108 just now. Gosh, it's really good. After spending 1 whole year working our asses off for the school, I think this gathering over a beer really bonds us much closer.
The topic of the day was (drumroll) ......................... jobs. What else? Haha ~ I tell you ..... each and everyone of them are going to make it big some day down the road. All highflyers. Haha ~ and we promised to catch up again soon.
One thing I will like to bring up tonight. Let me put this across bluntly. I hate leech. No kidding, I am freaking disgusted by the leeches around me nowaday. As I go into my final year in SMU, I realised a lot of "friends" surfaced. Too many strangers suddenly become friendly. Those whom never smiled at me for the past 3 years chatted me up out of the blue. I can tell who are sincere and who are not. If you are a fucking leech, then may I request you fucking suck on others. I am no Mr. Friendly. That's not the way to network. Not with me anyway. Bye ~

by Str|fe

1 comments

Teaching Assistant ..... AGAIN!

Now, the appeal is much stronger. See, I have already decided to do the following 3 courses next term

- Law on M&A
- IT and Law
- Social Psychology

That is to say that I won't be doing "Global Corporate Banking". Just moments earlier, my friend called. The prof need a teaching assistant for "Global Corporate Banking" course, but my friend cannot be one because she is leaving for exchange program. So she is recommending me. Wah ~ another good deal. So now, should I be a teaching assistant? I just rejected another prof earlier. Should I go back on my words and be teaching assistant .....again? Haha ~
I am attracted because of the course itself. If I can seat in the class without having to do the quiz nor projects, I am learning while earning some money. Why not, right? How? Should I?
Hmmmm...........

by Str|fe

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Reading my reading

I have not been reading alot this year. As in, leisure reading. Sigh. I miss reading. Ok, come holiday and next term, I shall buy more books to read. I promise.

by Str|fe

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Seven Secret Skills of Highly Effective Bankers

One of my friends dedicated a post on his blog for me. Haha. I will comment on each skill, and you shall be my judge. :)

1. Good/passable writer. This is usually not something that analysts are judged on, but do not underestimate how important writing becomes later on. If you can’t write, you’ll just be a quant jock.
   (I am considered an active blogger, right? I am taking Persuasion as a course although it's not a compulsory course in SMU. I am taking English lesson to brush up my language. I am not good, but I am trying.)
   
2. Culturally and socially astute. Many of you have come from humble beginnings. But as you rise through the ranks and get richer, you need to step up your knowledge to learn about things like art and wine. It sounds like a stereotype, but it’s true.
   (Haha, this one is tough. I know nuts about art. I used to hate wine till lately. Red wine is still out although I can accept white wine now. I know my beng-ish attitude is the killer. Okok ~ I hear you.)
   
3. Able to delegate. This doesn’t apply for analysts, of course.
   (Friends and project mates used to call me , "Slave-driver", but these days they prefered to address me as "Boss". Bah. I have led as Presidents for 2 student bodies, so I reckon I have delegate aka arrow enough. The problem is that people often don't understand why I am so demanding on the quality of work.)
   
4. Baller. If single, must be able to hit on members of the opposite sex. Benefit of having a gf/bf is that you can always pass on this type of thing. Related to this is the ability to be attractive and appealing even if you’re not.
   (Attached. Sorry.)
   
5. Cannot be pee shy. Business takes place everywhere. You must be able to keep the conversation going from the dinner table to the urinal and to dinner again.
   (You decide if I am a social animal or loner. Sometimes, I keep very quiet even when I am with friends. Yet sometimes, I can crap alot with strangers. My biggest weakness is remembering the names of those whom I have just been introduced to.)
   
6. Alcohol tolerance. We’re not talking about shots here, but you should be able to handle a good amount and still stay on the ball.
   (Hmmmm.... although I love my drink, I am not really a good drinker. That's why I avoid liquor on some important occasions if you notice.)
   
7. Ability to look older than you are. Also important as you get more responsibility. Glasses, style of dress, briefcases … all help project a more mature you.
   (Yeah, I know my dressing is super sloppy. But when I do wear formal, I make sure I look my best. That's why I invest on those shirts and ties.)

What say you?

by Str|fe

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Job Application

1. Fortis Bank - Banking Associate (rejected without interview)
2. Citibank Bank - GCB Management Associate (failed first round of interview)
3. Barclays Capital - Investment Banking and Debt Capital Market (passed online assessment)
4. Credit Suisse - Investment Banking Analyst
5. Deutsche Bank - Private Wealth Management
6. Macquarie - Investment Banking (rejected without interview)
7. Goldman Sachs - Investment Banking
8. UBS - Graduate Program: Investment Banking Department (completed online assessment)
9. DBS - Management Associate: Investment Banking (failed first round of interview)
10. HSBC - Management Associate (rejected without interview)
11. Standard Chartered Bank - International Graduate Associate (failed personality test)
12. HSBC - Investment Banking
13. JPMorgan - Finance Management Graduate Program
14. Citigroup Corporate & Investment Banking - Management Associate
15. Temasek Holdings - Associate
16. Jefferies & Company, Inc. - Analyst

Never heard of this firm, but my friend encouraged me to try. Spent some time going through the company profile. Seems to be an exciting firm. Quite reputable in the States.
Lets keep the faith. :)

by Str|fe

1 comments

Tennis shoes

I think it's really time to buy. Hmmm....... after exam!

by Str|fe

0 comments

7 banks to create equities market

This article appeared on the Business Times on the 16th Dec. I was waiting for more follow-up news on it before I comment on it. Anyway, here's an extract. If you are in the finance industry, this might be of an interest to you.

SEVEN leading investment banks intend to create a pan-European electronic equities market to rival the London Stock Exchange (LSE) and other European markets. The seven investment banks are Citigroup, Credit Suisse, Deutsche Bank, Goldman Sachs, Merrill Lynch, Morgan Stanley and UBS. They will encourage other investment banks and brokers to participate in the new market, and these others will use the system on an equal footing. Fund managers, pensions and individual investors in Europe, Asia, North America and elsewhere will be able to seek best transparent prices and best execution from the new market and competing European exchanges, according to an official.

Quite a significant move in the finance industry, don't you agree? I don't really buy the words from that "official" as of now. Somehow, I feel that the implication is way too large. Transparency, cost of trading, insider info, liquidity, fair playing field and competition are some of the real concerns. Do you think this move will eventually take place in Asia? Maybe many many years down the road, but this first move by these 7 investment banks will be very interesting. Lets see what happens when trading commence in 2008.

by Str|fe

0 comments

Comment leh ~

Oie! Don't be lazy leh. You are reading all the posts, yet you can't be bothered to comment even when I ask for one. Bah. Yes, you. Can you leave comments so that this blog won't be so boring? Come on ......

by Str|fe

1 comments

Yafu gathering

A lapse of almost 2 years. We shared the rice and vegetables for breakfast, lunch and dinner. We admired the sunset and sunrise together as a team. You shone the touchlight for me, while I shone mine for you. Many of us, if not all, became cry babies on the final day in the village.
Here we are. Back in this fast pace nation, lets slow down for a moment to share our joyful memories........

by Str|fe

1 comments

Man-made marvels

Caught this program on Discovery Channel last night. Good one. This episode is on the Tapei 101 building.
Ever since young, I have been amazed by the buildings around me. Maybe because I was born in a kampong and only used the lift at the age of 5. Haha ~ Or maybe it's due to my late Ah Gong's work. He ran his own small construction firm, thus I always get to come across many blueprints in his room. I always wonder how the foundation is laid, how the cement is poured, how the steel rods are used, how the electric wires are laid, where the pipes go to and many more.
I guess it's a surprise even to myself that I am not in civil engineering. I reckon the sun put me off. Wahahaa ~

by Str|fe

1 comments

Hammer .... your head

Me: You know ar, when we were young, alot of us inspired to be firemen.
Her: You?
Me: I wanted to be the one playing with the hammer
Her: Huh? You want to be carpenter?
Me: -_-

by Str|fe

3 comments

Brand new day

One paper down. Two more to go. Yeah ~
Today's a brand new day. Lets look forward. Have faith in myself. I can do it. Yeah ~
Heading to gym now. Brb. Yeah ~

by Str|fe

0 comments

Cultural neh ~

"On the final evening, there will be a Gala Dinner with an international cultural theme where participants are encouraged to wear formal cultural attire (i.e. baju kurung, sari, cheongsam, batik shirt)."

Extracted from the email for my Shell Gourami challenge. Bah. I don't know what to wear.

by Str|fe

5 comments

Applications update

1. Fortis Bank - Banking Associate (forget it)
2. Citibank Bank - GCB Management Associate (failed first round of interview)
3. Barclays Capital - Investment Banking and Debt Capital Market (passed online assessment)
4. Credit Suisse - Investment Banking Analyst
5. Deutsche Bank - Private Wealth Management
6. Macquarie - Investment Banking (rejected without interview)
7. Goldman Sachs - Investment Banking
8. UBS - Graduate Program: Investment Banking Department (completed online assessment)
9. DBS - Management Associate: Investment Banking (failed first round of interview)
10. HSBC - Management Associate (rejected without interview)
11. Standard Chartered Bank - International Graduate Associate (failed personality test)
12. HSBC - Investment Banking
13. JPMorgan - Finance Management Graduate Program
14. Citigroup Corporate & Investment Banking - Management Associate
15. Temasek Holdings - Associate

Just received the rejection e-mail from Macquarie Bank. Oh well, I didn't expect much anyway. The one which I am much more disappointed with is the HSBC MA application. It's confirmed. I have not been shortlisted, while I see some other cocksters being shortlisted. I don't know what else to say. Like what my friend just said, "You win some, you lose some".

by Str|fe

0 comments

Frankly speaking....

.... I don't know what's wrong with me. Sigh.......

by Str|fe

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Where's my sun?

Went suntan this morning in my friend's condo. Hmmm..... the stupid cloud came in and out, so the tanning session isn't that fantastic. Here I am, back in campus. My final class as Teaching Assistant. I think I really have to get down to the books real soon. It's time.

by Str|fe

0 comments

Good luck

Good luck to all readers having their final project presentations this week and exams next week. Hang on ~

by Str|fe

0 comments

They won't know

People only see the glam, but they don't see the difficulties. Have I done well enough? Definitely .....

by Str|fe

0 comments

New Year's resolutions and commitment

Commitment goes hand in hand with cognitive dissonance to produce persuasion. Many social customs and rituals are designed to increase a person's sense of pyschological commitment to an idea, group, cause, or decision. This also explains why people announce their New Year's resolutions publicly. Doing so binds them all the more to their commitments.

Read the above paragraph while mugging. Alright. December is approaching. Maybe I should start planning the resolutions for the new year, instead of throwing in random thoughts on the 31st Dec. The list will continue.......

• - Stay healthy
• - Visit gym twice a week
• - Seep at least 6 hours a day
• - Improve my interviewing skills
• - Improve my English
• - Eat more fruits and vegetables
• - Earn my driving licence before my Birthday (11th May, fyi)
• - Spend more time with her and them
• - Smile more
• - Earn and save enough to bring my mum for an oversea holiday trip in December 2007
• - Fulfill my dream of getting a dog

by Str|fe

0 comments

Not full but packed

It has been many months since I last picked up The Straits Times. Today's Sunday, so I reckon there will be some interesting articles inside. One which caught my eyes was the debate on whether the trains are REALLY overcrowded or Singaporeans are simply spoilt. Good one.
See, I never complained about the crowd in train. Not because it isn't packed. I don't complained because I can live with it. But reading how the different offices rebutted the issue can make my blood boiled.

SMRT says trains do not reach full capacity even during peak hours, with space for at least 400 more commuters. The figure, it said, is taken from observations at six high-traffic locations during morning and evening rush hours. Public Transport Council chairman Gerard Ee also commented on this issue. Then the news reporter also bring up Tokyo, London, and NY as examples to back up the claims that the trains in Singapore are not overcrowded.

I detest it when these high office authorities make such comments. These peoples drive big BMW down the streets every day, whereas the heartlanders are the one squeezing in the trains daily. These authorities always make comments based on figures, yet how many of them really go down to the ground to experience a train ride in the morning/evening? Let me restate my point - I am not complaining about the overcrowding in trains. I am complaining about these authorities over-relying on figures instead of experiencing it first-hand (or at least listening to the heartlanders).
Now, does my complaint make me a "spoilt Singaporean"?

by Str|fe

0 comments

LV and Acid

Can someone tell me why LV is so freaking expensive? It's the first time I enter the boutique in Taka. When I looked at the price tags, I almost fainted. And the shop was so bloody packed. Why are there so many rich asses around when there are people fighting to survive the next day?
Ok, enough of that ranting. Went to Acid Bar after dinner. Till today, I still love this place so much. And of course, he has to sing "She will be loved". Haha ~
I am heading back to campus to mug tomorrow. It's time

by Str|fe

0 comments

Unproductive Saturday

Woke up at 10am. TV till 12noon. Mug for an hour. Nag from 1pm to 3pm. Mug for another hour. Going shopping now. And a drink tonight. Bah. Jialat, I must spare more times for mugging. Tuesday's quiz isn't going to be fun ~

by Str|fe

0 comments

Leaves a lasting legacy

Milton Friedman, a Nobel Prize-winning economist who championed individual freedom, influenced the economic policies of three US presidents and befriended world leaders, has died at age 94 on Thursday.
A believer in principles of 18th century economist Adam Smith, he consistently argued that individual freedom should rule economic policy. He also argued that the government should allow free market to opearte to solve inflation and other economic problems.
I came across his names a handful of times in my university education. If you are memorising your econ notes for exam now, lets pay tribute to this towering economist.

by Str|fe

0 comments

Haha ~

It's extremely funny to see someone who you courted (but failed!) appearing on Project Superstar. Wahaha ~ funny thing is I don't recognise her till my buddy pointed it out. Bah. That's a difference of 11 years.

by Str|fe

0 comments

What do I really want?

Friends think that I am fixated on Investment Banking, which is absolutely not true lah. In fact, I have been asking myself what do I actually want.
As mentioned earlier in June, I am applying for all the IB positions simply because I want to challenge myself by applying for the toughest entry sector. My menality was "If I get in, I must be good enough to enter other areas as well". So now, after so many months, it's time for some reflection.
I am sure I want to enter the banking sector, yet banking is so freaking big. Where do I exactly belong? Let me repeat ~ I am not fixated on banking. So far, I have only ruled out Operation (and maybe consulting). Should I try to explore other areas in this coming holiday? Should I consider middle office or even trading?
Questions and questions ~~~~~~

So far .... the below job description is the only one which get me all excited:

• New investment activities, including industry/company research, deal origination, financial assessment/modelling, due diligence, deal structuring, negotiations, documentation, securing internal & external approvals, transition management, and post investment monitoring; and
• The review of strategic options and execution of restructuring of existing businesses, in addition to performance monitoring and corporate governance.

Maybe I really like Investment Banking? Haha ~

by Str|fe

0 comments

Ouch!

I wish my attitude towards driving will change after my 1st practical lesson. It's a dread now having to book for all the sessions in December. On one hand, I know that I should book as many sessions as possible in December (off-peak rate). On another hand, I have no passion toward the course at all. Bah. And the worst thing is ..... each lesson costs about $60. Ouch ~
Quick ~ psycho myself ~ I will love driving!!!!!!!!

by Str|fe

0 comments

FUCK YOU

Over the breakfast this morning, my mum asked me about the procedure on divorce. Weird. How will I know anything about divorce? But anyway, I will settle it once my exam ends. I am fucking pissed with what I heard later. That fucking bastard has been calling my brother to ask for money from him. FUCK HIM.
See, he hasn't called me for years. Whether it's due to to my temper or my non-existing income, I don't to hear to see him ever again. He can die on the street and I won't shed a tear. CURSE HIM!
If he ever dare to call me again, I will not hesitate. I will make sure he realised that he had lost a son many many years ago. In fact, even before he left us, I had not greeted him for years. He will never ever hear that word from my mouth again. He can just go and die. If he dares to ask me for money when I start working next year, I will show him my middle finger. If he dares to come back to this house, I will fucking call the police.
Yes, I will accompany my mum to the law firm or whatever women organization. I want no more relationship or link with this bastard. FUCK HIM!

by Str|fe

0 comments

TGIF ~ yet again

Intended to go for a sun tan today, but it seems like the weather isn't so supportive. Anyway, I am rushing to finish my revision for the quiz next Tuesday.
Have to conduct a quiz for my teaching assistant class today. Fuck those who attempt to cheat. I had already gave them a warning. If anyone attempts to cheat this time, they will get it from me.
Requested to the professsor to leave the class earlier at 7pm. My friends (exchange students) will be performing on Starry Night (rock concert). So yeah ~ going to support them before they go back to their hometown.
Wish you guys a happy Friday. Have a good weekend ahead. Curtain falls ~

by Str|fe

0 comments

Enrolled

Yet, finally. Going to embark on my driving course in December, if nothing goes wrong. Hopefully, I can secure a TP in April.
Hmmm..... another thing to add on to my timetable for next term. So it will be 3 modules + 1 English course + driving course. Yeah ~ come, give me more ideas.
On a final note, just like to add that I am grateful to have my buddies around me all the times. These are the people who are with me since secondary 1. Thanks, dude.

by Str|fe

0 comments

Weird, right?

Over 80% of Vietnam population has no religion. For a developing nation, it's weird. Hmmmm.......

by Str|fe

13 comments

Lost on Lost

Till today, after 2 full seasons and 6 episodes of seaon 3, I still have no idea about Lost. Totally lost. Yet, I can't stop. It's just too good. Damm ~

by Str|fe

1 comments

English enrichment programs

Glad to receive the e-mail last night. Yeah, I will enroll into one of the courses. Either "Pronunciation (Int)" or "Grammar (Int)". The only regret is that it will be the final term for me in SMU, thus I won't be able to carry on with the advance courses.
I admit that my English is bad. Maybe it's due to the fact that I was from a neighbourhood Secondary school and a polytechnic where Mandarin (if not Hokkien) is the common language. Nevertheless, I have to conquer this shortcoming in me. Pronunciation class may be embarassing, but it's better to be laughed at within the class than in the workplace. Right?
Yeah, so it's 3 modules plus one English course. How else can I fill up my timetable next term? Haha ~

by Str|fe

0 comments

Delisted firms serve transport better

If you have been complaining about the raising transportation cost in Singapore, you may want to read this suggestion by Cynthia Phua, MP for Aljunied GRC.

Listed companies operating public transport systems could perhaps serve the public better if they were delisted or become co-operatives. She said listed companies would always face a conflict in serving the interests of the public and of their own shareholders. You can't serve two masters at the same time. The government may also consider allowing more bus operators to run parallel services to give the needed push to draw the best out of these operators, so that they can better serve everyone's interests. She said that the primary profit-making objective of these listed transport companies was a reason why transport fares increased even though the companies are in the black.

I buy this idea. What about you?

by Str|fe

2 comments

In Parliament

Hey guys ~ there are many interesting articles on the papers these days since it's the parliament again. Go grab a copy of Straits Times or Business Times!

by Str|fe

0 comments

1 week

Just received the Shell Gourami Challenge details. Hmmm...... so I will be away from 13th Dec to 20th Dec. Wah...... shiok!

by Str|fe

0 comments

Because you are wasting my time

.................................

by Str|fe

0 comments

Waving goodbye to projects

Yeah ~ all done. No more report. No more presentation. Now ~ back to the books. 2 quizes and 2 exam. Easy stuff ~

by Str|fe

0 comments

No

....................

by Str|fe

0 comments

GST of 7%?

Since I am doing the course in "Economic Development in Asia (EDA)" this term, I am particularly keen on this topic of GST hike. In fact, just 2 weeks ago in class, I asked the professor what exactly is a "safety net" since we have none in Singapore. No doubt, he was equally surprised that there isn't one in a developed nation like Singapore. See, I am not advocating for a safety net like the ones in European nations. We will never have those as long as PAP is in control. Singapore's style has always been "help them them themselves", which I buy. So settled my first point - Safety net is important in developed nations.
Maybe it's coincide that I am learning more about the implication of "widening of income gap" under EDA as well. The government admitted that there's a widening of income gap in Singapore. Household income rose 4 per cent a year for the top 20 per cent but only 0.3 per cent for the bottom quintile. So this point brings me back to my 1st point that safety net is important. If the government doesn't care about this lagging group, you guys will instead complained that government is cold-blooded. Right?
Now, if the government wants to create this safety net for the really poor, where can the government get the money? The primary source of revenue for the government has to be tax. Can we raise income tax or corporate tax? No, that will undermine the competitiveness of Singapore. In fact, the government is proposing a cut in these 2 taxes (which I buy as well). How then can the government get the revenue? Through indirect tax such as GST, of course. This hike will hit the better-to-do groups, rather than the really poor. You have to appreciate the difference between direct tax and indirect tax in order to understand why a hike in GST isn't that bad after all.
If this hike is meant to provide more for the really poor, I definitely have no complaint. Assistance in education fees, medical fees, skill upgrading fees, and housing costs will cost the government outflow of cash. So while we are taxed more while we are pampering ourselves on luxury goods, lets remind ourselves that these taxes will end up assisting those whom we have left behind in the society. If you are shopping every weekend, please don't classify yourself as poor. And don't complain.
But of course, I hope the government will really carry out the plans........

by Str|fe

2 comments

It ain't fat

Early in the morning, my professor said to me, "Chris, you put on weight".
~ BAH ~

by Str|fe

0 comments

GST hike

Give me a moment. I want to comment on this move. Brb.

by Str|fe

0 comments

I was knocked down by a motorcycle......

.......... 11 years ago. Time flies. This incident sinks into my mind suddenly. Let me share it with you all.
I was only in Secondary 2 then. On my way home after school, thus I was in my school uniform with school bag. It is the road near my flat. As I was about to cross the street, I turned and saw the incoming bike. Foolishly, I ignored it. I walked onto the street, thinking that the biker to sway to the side. Idiot sia. It hit right into me.
My textbooks literally flies. Very drama mama ~ haha! I was fortunate on my fall because I was carrying the school bag on one shoulder (like all Ah Beng did). It buffered my fall. The uncles from the kopitiam all rushed out to "save" me. I was pretty fine. I stood up, collected my books and say, "I am ok". The biker almost freaked out, insisting on sending me to hospital. I rejected his offer and walked right back home alone. Haha ~
The only injury I substained back then? My ass. My ass bleeds ~ whaahahahaa
And the funniest thing was the reaction of my grandma and mum. While I walked down the stairs, my mum and grandma were standing right there chatting. When I said, "I was hit by a motorcycle", I think both of them almost fainted, before rushing me to the clinic.
Really fortunate that it wasn't a serious accident. One thing I have learnt from this stupid incident ~ Never Presume.

by Str|fe

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I believe.....

..... someday down the road, I will be a private equity manager.

by Str|fe

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Monday blue ~

Same routine. Gym in morning and TA from late afternoon till evening. I want to go out.

by Str|fe

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Eason Chan concert

Who's interested? Lets go!

by Str|fe

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Where are we going?

Finally ...... after so many years of procrastination, I am going to enroll the driving course this coming Thursday. I know I am very very late, but I just don't have the passion to learn driving. If it's not for the peer pressure and free time (presumably) in my final term, I won't be bothered to enroll.
It's weird that I am not keen on driving at all when my friends and buddies are all driving. I just don't like it. Bah, no choice. My buddy is driving me down to SSDC this Thursday evening and I have to do it. $2k for a driving license leh ~ tamade.
Now, I leave you with a quote I like. 2 years ago, a well-respected professor said this in his class, "It's not the way I drive, but the way I am driven."

by Str|fe

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Who's next?

Attended a Malay wedding (first time) this afternoon. I think he's the only close Malay friend I had all my life. My secondary school buddy. Really glad to see him settling down after so many rough patches in life.
Sali ~ this post is for you. Congratulations and I wish you a fulfilling life ahead. :)

by Str|fe

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What's left with school?

Week 13
- Tuesday: Persuasion presentation (10%)
- Wednesday: Wealth Management quiz (10%)

Week 14
- Tuesday: Persuasion test (25%)

Week 15
- Thursday: QM exam (40%)
- Friday: EDA exam (30%)

I think I better get down to mugging soon......... yawn ~

by Str|fe

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Job application

1. Fortis Bank - Banking Associate (forget it)
2. Citibank Bank - GCB Management Associate (failed first round of interview)
3. Barclays Capital - Investment Banking and Debt Capital Market (passed online assessment)
4. Credit Suisse - Investment Banking Analyst
5. Deutsche Bank - Private Wealth Management
6. Macquarie - Investment Banking
7. Goldman Sachs - Investment Banking
8. UBS - Graduate Program: Investment Banking Department (completed online assessment)
9. DBS - Management Associate: Investment Banking (failed first round of interview)
10. HSBC - Management Associate (Being ignored)
11. Standard Chartered Bank - International Graduate Associate (failed personality test)
12. HSBC - Investment Banking
13. JPMorgan - Finance Management Graduate Program
14. Citigroup Corporate & Investment Banking - Management Associate
15. Temasek Holdings - Associate

Just to make it official. I just submitted the application. The previous application was made only for the dinner reception.
Haha ~ so Temasek Holdings will be my 15th application so far. I have to keep on reminding myself that rejection is inevitable. I am learning from each and every interview. Since I applied for so many high-flying positions, I should be mentally prepared for the slaps in my face too. It's a journey, Chris ..............

by Str|fe

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No beep beep

I have burnt at least 4 weekend consecutively in campus already. Tomorrow is the first time in many many days that I won't set my alarm clock. Hahaa ~ tamade, no life

by Str|fe

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Not 2nd class after all

Attended the Temasek Holding's dinner reception tonight. It went very well. In fact, I was very pleased when the director actually saw and recognised my namecard. He said, "Chris, thanks for the reminder email. I almost forget your mail since you were the first to apply. For that, you deserve a prize." Haha ~ just glad that I am not considered a 2nd class in the room. It's just that my email got lost somehow. Hehe ~
Now, to the event proper. It's quite an exclusive session. Only around 20 undergrad (all SMU) were invited. Their offices look impressive. The corporate video is very well done. I appreciate the fact that the 20 of us are going to apply directly to the HR Director, instead of the usual mass recruitment. You know what I mean ~
Anyway, I am definitely going to apply. Very often, I have been telling my friends that although I want to enter the banking sector (sell side), I know that I will eventually join a MNC or asset management (buy side). It's my opportunity now. Grab it.

by Str|fe

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I love rainy days

Not because it's the weather to sleep. I love rainy days because it gives me the feeling that everything else outside has stopped.
Stopped...........

by Str|fe

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My days in McDonald's

$2.30 an hour. I worked part-time for over a year. Worked after school and on weekends. Worked everyday during the school holidays.
I wonder how I managed to have McDonald's (free) for meals, 2 times a day, 7 days a week ..... for freaking 1 month. I recalled I added tartar sauce to McChicken because I was sick of the original sauce.
If you think the food are served in a hygenic manner, think again. You can't expect such responsibilities from a 14 years old chap. Haha ~
The ice cream cone was a challenge. Haha ~ I wasted at least 10 cones before I mastered the technique to make a perfect size. Bah.
Those were the days. All the Ah Bengs and Ah Lians working together, going out together. Those were the days when I worked my ass off for $2.30. Lalalalaa ~

by Str|fe

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Good night

..............

by Str|fe

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Fever

Running a fever now. Sigh.........

by Str|fe

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Thanks, but no thanks

Decided. I am going up to see the professor now. Not going to be her teaching assistant next term. I am not hard up for money now. And I don't find it challenging anymore. I believe I will find something else to keep myself occupied then. Maybe just one final competition after Shell Gourami Business Challenge.......

by Str|fe

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Application updates

1. Fortis Bank - Banking Associate (forget it)
2. Citibank Bank - GCB Management Associate (failed first round of interview)
3. Barclays Capital - Investment Banking and Debt Capital Market (passed online assessment)
4. Credit Suisse - Investment Banking Analyst
5. Deutsche Bank - Private Wealth Management
6. Macquarie - Investment Banking
7. Goldman Sachs - Investment Banking
8. UBS - Graduate Program: Investment Banking Department (completed online assessment)
9. DBS - Management Associate: Investment Banking (failed first round of interview)
10. HSBC - Management Associate (Being ignored)
11. Standard Chartered Bank - International Graduate Associate (failed personality test)
12. HSBC - Investment Banking
13. JPMorgan - Finance Management Graduate Program
14. Temasek Holdings - Associate (Attending dinner reception)
15. Citigroup Corporate & Investment Banking - Management Associate

Temasek Holding. Realised it's not even an interview. Just an invitation for dinner reception. So freaking exclusive. The reception is tomorow evening. I just received the call from Temasek this morning.
It didn't came easy. I know I am not on the list, especially since it has been so late. I emailed an administrator in campus and she is kind enough to verify with Temasek. Before long, I received the call from Temasek.
Yeah, I am happy. Like I said in the previous post, the position that Temasek Holding is offering is very exciting. I have to grab my opportunity. Even if I have to pull some strings, so be it. These opportunities will never land on your laps. I will fight for it. :)

by Str|fe

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Job application

1. Fortis Bank - Banking Associate (forget it)
2. Citibank Bank - GCB Management Associate (failed first round of interview)
3. Barclays Capital - Investment Banking and Debt Capital Market (passed online assessment)
4. Credit Suisse - Investment Banking Analyst
5. Deutsche Bank - Private Wealth Management
6. Macquarie - Investment Banking
7. Goldman Sachs - Investment Banking
8. UBS - Graduate Program: Investment Banking Department (completed online assessment)
9. DBS - Management Associate: Investment Banking (failed first round of interview)
10. HSBC - Management Associate (Being ignored)
11. Standard Chartered Bank - International Graduate Associate (failed personality test)
12. HSBC - Investment Banking
13. JPMorgan - Finance Management Graduate Program
14. Temasek Holdings - Associate (Being ignored)
15. Citigroup Corporate & Investment Banking - Management Associate

This is it. The one what I really want to do. They are only hiring only 10 out of the 5,000 applicants annually. If my friends can clear all the rounds and receive offers for this program, I don't see why I can't. Keep the faith. I can do it.

by Str|fe

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Thank you

It's always nice to have friends dropping me messages of encouragement. Yeah ~ have to keep the spirit up. Rejection is temporary. I will find my fit sooner or later ~

by Str|fe

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Teaching Assistant again?

My Quantity Method (QM) prof asked me today if I can be her teaching assistant for Business Process (BP) next term.
That's abit weird. I hate BP. And I already rejected her 2 weeks ago. This time round, she reassures me that my role has minimum responsibilities. I won't need to attend the classes. I only need to mark assignments.
How? Should I be? Frankly speaking, I am getting sick of being teaching assistant. I had been teaching assistants for 6 terms (5 different modules) already. If I do one more next term, then I bet it must be a record in SMU.
I am doing just 3 modules next term. No CCA responsibility. Should I really really slack off in my final term? Or should I do it for the 500 bucks and as a personal favor?
How?

by Str|fe

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???

Awkward. Yet dunno why.

by Str|fe

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Humble enough?

An interesting conversation over dinner just now. - "What jobs have you worked in?"
I had started working since Secondary 2. In fact, the day I turned 14 year-old (minimum age), I applied for my first job. McDonald's! Wahaha ~ $2.30 an hour. Wah sei. Now .... a list of the jobs I had ......

- McDonald's ($2.30)
- KFC ($3.00)
- Apple (computer) factory
- Chinese resturant
- Warehouse assistant
- Telemarketer
- Door to door sale of Christmas cards
- Caterer delivery
- Distributing flyers

See. Been there, done that. I just want to break the cycle. You understand now?

by Str|fe

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10to5

Class ended at 10am. The next meeting at 5pm. So I am having 7 hours of break. Tired. Wish I have someone to chat with now. Sian .............

by Str|fe

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Left with photos and memories

Was searching for photos to display on MSN. Went to "YEP" folder immediately. Gosh, I really really miss those days so much. I want to go back to Yafu. Even if it's for a day........

by Str|fe

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Bah

8.30am.......
Friend A: Why are you so happy today?
Friend B: Ya lor, why huh?
Me: Huh? Am I?
Friend A: Ya, you are smiling!

..............bah

by Str|fe

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Quick news read

Fresh off Business Times. No time to comment on them yet. Just the headlines for you.
- London and Tokyo exchanges in alliance talks
- Wall St gaints to dish out US$36b bonus
- Yuan may appreciate 5% a year: adviser
- Gates, Prince Alwaleed ete Four Seasons Hotels

by Str|fe

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Good night

It will be a better day tomorrow. A fresh new day. Running into it ~

by Str|fe

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Application update

1. Fortis Bank - Banking Associate (forget it)
2. Citibank Bank - GCB Management Associate (failed first round of interview)
3. Barclays Capital - Investment Banking and Debt Capital Market (passed online assessment)
4. Credit Suisse - Investment Banking Analyst
5. Deutsche Bank - Private Wealth Management
6. Macquarie - Investment Banking
7. Goldman Sachs - Investment Banking
8. UBS - Graduate Program: Investment Banking Department (completed online assessment)
9. DBS - Management Associate: Investment Banking (failed first round of interview)
10. HSBC - Management Associate (Being ignored)
11. Standard Chartered Bank - International Graduate Associate (failed personality test)
12. HSBC - Investment Banking
13. JPMorgan - Finance Management Graduate Program
14. Temasek Holdings - Associate (Being ignored)

Sian. Although I have not received the formal rejection, I know it's over liao since the 2nd round of interview was held last weekend. Not that I really care for the position, especially since I had stated that it's not the program I want. Just sian that I fail once again. Bah.
That aside, I am more disappointed with my application to Temasek Holding and HSBC MA. If I was shortlisted, I would have received the invitation today. NONE. Sian sian sian. How to keep the spirit up at such stage?

by Str|fe

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Because you are wasting my time

.....................

by Str|fe

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Good news in the morning

The "special one" has lost it once again. Haha ~

by Str|fe

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Lovely Monday

10am to 12noon - Gym
12 noon to 1.30pm - report writing
1.30pm to 3.30pm - Conduct quiz for students
3.30pm to 8.30pm - teaching assistant

by Str|fe

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My coins ~

Dropped my coins into a metal container once I reached home everyday. For 5 months. Today, I have 2 tennis-ball tubs and 1 small container full of coins. More than $500. Enough to buy her a really nice birthday present. :)

by Str|fe

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60%+10%

Ok, the whole freaking Sunday has been devoted to my Wealth Management project. I dunno what's the professor thinking, but he allocated 60% of our grade to a report+representation. And another 10% for peer evaluation by teammates. So essentially, this project can kill or make me no matter how much I aced those stupid quizes.
It's no longer the As that motivate me nowaday. I am doing what I am doing because I want to push my limit. I want to submit the best report, in regardless if it will fetch me an As. More importantly, I want the report to be my best. Outdo myself each and every time.

by Str|fe

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Not much of a choice after all

Sian. I can't do International Corporate Banking. Timetable clashes with Social Psychology. I can't do other sciences, so yeah ~ have to give up International Corporate Banking. Hmmm..... will make do with Law on Mergers and Acquisitions. Not bad a deal lah.

by Str|fe

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What will you choose?

It's the time of the year again. I have only 3 more credits to clear.
1 business options (which I will definitely do a financial course)
1 science (which is definitely social psychology)
1 technology (which I totally hate)

Hmmmm..... for Science, I am definitely doing Social Psychology since it's my only interest in the many areas of science. Moreoever, I have completed Introduction to Psychology 2 years ago, so I guess it will help some how.

For Technology, I am choosing between Data Management and IT & Law. Which will you go for? Some stupid brainless data management or a challenging IT & law?

It's the Business Option which I am facing a dilemma now. I have shortlisted the following modules.....
- FNCE203 Analysis of Equity Investments
- FNCE204 Analy. of F-I Investments
- FNCE399 Spec.Top. in Finance (Global Corporate Banking)
- LGST217 Law of Mergers & Acquisitions

How? If I go for level 2 finance (equity or fixed income), it will be too simple for me. Kinda waste my school fee and time to learn something which I already understand. If I go for Global Corporate Banking, that will be very very challenging. Level 3 finance module isn't a joke. Or maybe I should consider Law of Mergers & Acquisitions, since I am so keen in Investment Banking. It's my final term. Should I take it easy? Or should I challenge myself since I am doing only 3 modules?

What will you choose? Comment please .......

by Str|fe

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Survivor next door

Ok, I survived the project meeting. Feeling really awful. Stupid hangover. Arrrrggghhhh.....
Anyway, to add on to this crappy feeling, I score quite badly for a mid-term test (20%). Hmmm.... fuck it. No matter what happens, as long as my overall GPA doesn't fall below 3.80, I am cool. See, mine is 3.87 now. With 7 more grades to be out, the chances of pulling it all the way down below 3.80 is quite low. Keeping my fingers crossed. Can't screw up only in my final year lah ~

by Str|fe

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Awful

Maybe it's the hangover. Maybe it's not.
I need a tan very badly. Look freaking awfully pale with that permanent pair of eye bag. Next week, I shall dig out some time for a tan. Yuck ~

by Str|fe

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The aftermath

Learnt a few things last night
- Every single graduate prefers to be student again
- Walking into Zouk in shirt and pants felt weird
- Red wine, white wine, beer, and hard liquor can't mix
- I need 2 Panadol extra to make my way to campus
- I dreamt of projects and reports even when I was drunk
- My bone can't dance anymore
- I want to graduate

by Str|fe

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Gourami Challenge

Date: 14th December to 19th December
Venue: Shangri-Lah Rasa Ria Resort in Kota Kinabalu

I need to change back my Thai Baht since I am not going Phuket anymore. Hmmm...... hopefully, it will be a fun trip.

by Str|fe

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He's coming!

Gosh! I have been waiting for years! His first solo-concert in Singapore! Eason Chan! January 2006! Seeya there!

by Str|fe

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Weekend approaching

I don't wish to complain. I had enough complaints on this blog. I know I have to pay the due. If I want to be the best, sacrifice is inevitable. I will not only complete the race, but emerge as the winner as well.

Plans for Friday, Saturday, and Sunday.......
5
- SMUAA anniversary party
- Chill out at winebar
6
- Project meeting
- Buddies' birthday celebrations
7
- Morning project meeting in campus
- Mugging for quiz

I'm lovin' it! Bah. Very often, I have the vision of myself back in Yafu. Those days of having rice, dry mini-fish, and vegetables. And staring into the sunset was the activities all of us were looking forward to. Come on, bear with it. Someday, I will go back. I will, trust me.

by Str|fe

1 comments

Aloof

a-loof [uh-loof]
–adverb
1. at a distance, esp. in feeling or interest; apart.
–adjective
2. reserved or reticent; indifferent; disinterested.

by Str|fe

0 comments

Are you ready?

I am.

by Str|fe

0 comments

Curious

If you are the American reading this blog, can you drop me a comment or email at eternitu@gmail?

by Str|fe

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First thing first

Week 11
- Persuasion report (20%)
- Persuasion learning log (10%)

Week 12
- QM quiz (10%)
- Wealth Management project report (40%)
- Wealth Management project presentation (20%)

Week 13
- Persuasion project presentation (15%)

Week 14
- Persuasion test (25%)
- Wealth Management quiz (10%)

Week 15
- QM exam (40%)
- EDA exam (30%)

by Str|fe

0 comments

Application update

1. Fortis Bank - Banking Associate (forget it)
2. Citibank Bank - GCB Management Associate (failed first round of interview)
3. Barclays Capital - Investment Banking and Debt Capital Market (passed online assessment)
4. Credit Suisse - Investment Banking Analyst
5. Deutsche Bank - Private Wealth Management
6. Macquarie - Investment Banking
7. Goldman Sachs - Investment Banking
8. UBS - Graduate Program: Investment Banking Department (completed online assessment)
9. DBS - Management Associate: Investment Banking (interview this Friday)
10. HSBC - Management Associate
11. Standard Chartered Bank - International Graduate Associate (failed personality test)
12. HSBC - Investment Banking
13. JPMorgan - Finance Management Graduate Program
14. Temasek Holdings - Associate

Update = 0. Sian sian sian. Many of the applications were made like 1 month ago, and there still isn't update. Sian. Giving up Barclays, UBS and Deutsche Bank. Bah.

by Str|fe

1 comments

Advance Medical Directive (AMD)

Read this post on Mr Wang's blog. Anyway, if you read my old blog, you should remember that I have an informal "will" written on the blog - I don't want to be on life-supporting equipment if I ever go unconcious forever.

The exact meaning of AMD is as follow:
An Advance Medical Directive (AMD) is a legal document that you sign in advance to inform the doctor treating you (in the event you become terminally ill and unconscious) that you do not want any extraordinary life-sustaining treatment to be used to prolong your life.

New advances in medical knowledge and technology create new choices for both patients and health care givers. Some of these choices raise new problems of ethics and law. One problem is that modern medical technology can technically prolong life in the final stages of a terminal illness. When a person enters into the final stages of a terminal illness, medical technology can never arrest the dying process. In such situations where further medical intervention would be medically futile, a decision has to be made for the withdrawal of such futile medical intervention. Some terminally ill persons who are unable to express their wishes at that time, may want to be spared further suffering and be allowed to die naturally, in peace and with dignity.

I download the form. I think I will submit it in December.

http://www.moh.gov.sg/corp/systems/acts/amd.do

by Str|fe

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Str|fe
@ www.masterzhuo.blogspot.com

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